Blog On Main Street

Colorado's summers can be hot! Too hot for many of us and so while the kids are out of school it can be a great time to get out of town, cool off and travel for a week, two or even a month if you can swing it.  

But don't forget while you are busy happily planning your trips to visit family out of state or if you are envisioning your final destinations to the mountains or all the way to Europe, unsavory characters could be planing to make your return back home a nightmare.  Take this as a reminder to secure your home, so that when you return, all is in tact as you left it. 

This infographic from Sabre below has excellent statistics, to get your attention as well as practical ideas for how to keep your home, valuables and ultimately your family safe

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Working in real estate I see a few things that I may otherwise never learn about. My latest learning experience? Orangeburg sewer pipes. These ancient sewer pipes, installed as long ago as the 1860s, were fabricated from pressed wood pulp, which gives these types of pipes a little more integrity than that of laminated paper towel rolls. And we're seeing them in Old Town Louisville!

According to Express Sewer and Drain, ”Orangeburg pipe was made with steam generators to dry the fibers with exhaust steam before the pitch sealed the layers of conduit. The pipes were designed with a diameter that measured anywhere from 2 to 18 inches…Since the pipes were lightweight, though brittle, they were very popular in construction projects that needed to be finished

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If you live in a rented condominium, apartment, or home, you need to protect yourself and your property from the unexpected. The owner’s or landlord's insurance policy WILL NOT pay to replace your belongings. Their insurance covers the building, not your personal property.

That’s where renter’s insurance comes in. Renter's insurance is a smart choice for safeguarding yourself in the event of theft, sewer backup damage, fire and more. With renter's insurance from Bolder Insurance, we are an independent insurance agency, so we have dozens of companies to compare, so you get a policy that suites your budget and lifestyle.

Coverage

Personal property coverage can help ensure that if something happens and you need to repair or replace your belongings,

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"What is my home worth?"  This is by far the most popular question home owners will ask when when considering putting one's home on the market. That said, let's break down the process to help understand how to determine the difference between assessed, appraised and fair market values of a property and how they affect you as a home owner. 

Assessed Value - In Colorado real estate property value assessment is conducted county by county. The Property Assessors Office for Boulder County appraises every residential property value in the entire county every two years. County appraisers use algorithms, neighborhood sales and apply the assessed rate, which is established by the State of Colorado, to determine the assessed value of your property.  The

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If you have been paying attention to real estate in Boulder County lately, you have likely noticed that home prices have risen to all time high levels. With each passing year, this has made it harder and harder to afford a home, especially for first-time homebuyers. But with so many mortgages available to home shoppers, a traditional, 30-year fixed-rate mortgage may not be the only option to explore. 

An increasing number of homebuyers are applying for specialty mortgage, which may allow them to pursue non-traditional ways to secure and pay down a home mortgage. However, (and this is a big however), it is important to be aware of the risks, before you choose one of these mortgages and assume it is right for you.

According to ColoProperty.com,

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Business as usual? No such thing in Louisville, Colorado.  Now that we are well into May, all the summer schedules of activities are coming out and this year is no exception!  LRA is proud to be in the middle of it all. Here is just a sampling of the activities LRA is sponsoring in Louisville in the summer months.

Farmers Market on Front Street - All summer long and into the fall (October 14th to be exact), LRA will Real Farmers Market 2017 color flyer
be sponsoring the 2017 Farmers Market. We just love supporting this community event! Both Louisville and Erie play host to this annual tradition, so come out and enjoy the sights, smells and sounds on Front Street in Louisville and on Briggs Street in Erie.  Louisville's Market Saturdays are from May 20th to October 14th from 9am - 1pm and

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It is about this time of year that Louisville really starts to wake up and soak in the sunshine. While we still saw wet snowflakes arrive in this past week in Northern Colorado, the calendar is full of amazing outdoor events in Boulder county. At LRA, our community events may be smaller scale than some businesses, but we design them to be casual and inviting. We hope you will attend our May Art Walk coming up this week!

This Friday, on May 5th, LRA will be proud to open our doors for First Friday's Art Walk and for the second year in a row, we will feature the amazing art work of Lori Llerandi's Louisville Middle School art classes. We will deck our walls with a dozen pieces from wonderful LMS artists with the theme "Faces of Louisville" and can not

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As confidence in the stock market continues to vary and people become more eager to take control of their investment strategies, real estate continues to grow as a popular alternative option. From fix-and-flip projects to rental properties, investors are continuing to take advantage of lucrative opportunities in the real estate market.

It’s a little-known fact that real estate may be held in IRA or 401(k) accounts in the same manner as stocks, mutual funds, and other more traditional assets. While personal capital may be limited, one’s retirement account may have larger sums of money available for new investment initiatives. And, yielded income will bear the retirement account’s tax advantage. Today, self-directed retirement providers that specialize

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Buying a home in Colorado has changed a lot in the past 8 to 10 years. Are you prepared?  We have all watched home prices increase but were you aware that banks have new federal regulations and mandates? Choosing the right lender and understanding the home buying process in 2017 are essential steps to finding and eventually buying your next home.

LRA is happy to announce that we have teamed up with Premier Members Credit Union to co-host a seminar for home buyers.  We hope you can join us for an enlightening evening with a light dinner provided.  Here is a preview of some of the tips you will hear: 

  • Why search engines are not all equal?
  • What has changed in obtaining a mortgage loan?
  • How much cash do you need to have?
  • What is a "clean
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Dear Buyers, I'm sorry to say it again, but this is still a Seller's market in Boulder County.  It continues to be a simple case of too little supply and too great of demand as our market still experiences historically low inventory.  If you are left brain inclined and interested in the statistics for our greater Boulder Colorado area, check out this table that listing the sales inventory month by month here, courtesy of ColoProperties (Multiple Listing Service or MLS). If you would like to hear a story about some buyers in 2016 and where they are today, please read on.

You may remember hearing about folks, whom you may have thought paid too much for their homes last year? They actually gained anywhere from 10% to 15% in equity on their Boulder County

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