Blog On Main Street

By Cory Nickerson, LRA Associate Broker 

It is always a good time to re-evaluate various security and safety practices we have in our daily lives, both in the digital and physical world. One of the areas that I advise folks to take a look at, especially during their early home searches, is how to protect their credit from any fraudulent actions by unsavory characters. There are several ways protect yourself and your family. 

Here are a few tips I recommend that could help you streamline the process! 

1) Freeze Your Credit: One effective approach to protecting your credit is to request a security freeze with all three nationwide credit reporting agencies, Equifax, Experian, and TransUnion.  This action will prevent anyone from opening up a new

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Marina Gorbounov, Evolve Real Estate and Property Management

If you are considering investing in real estate, then you are in luck. Homeownership rates are at their lowest levels in 50 years. This major shift away from homeownership can be attributed to several factors I will discuss in this blog. 

Renting offers the kind of flexibility that younger Americans appreciate. This flexibility allows them to delay certain decisions such as starting a family or marriage that may precede buying a home.  Apart from this, buying a home is not affordable for many renters. This is because home values and incomes have risen disproportionately. As a result, millennials are renting for longer periods. Equally, the number of baby boomers staying in the rental

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By Cory Nickerson, LRA Associate Broker 

"How can I be helpful?".  These were five words I heard from an old friend during an unusual week.  The question came while she was hosting my daughter and me in her lovely home in Boston, which she and her family had graciously opened to us while I was moving my first born into her college dorm for her freshman year.  My younger son, who was back home in Colorado, had decided that it was as good a time as any to contract appendicitis.  And so, just a handful of hours after we had landed half way across the country, I received word that my son was going to have an emergency appendecomy.  Even though he emerged from his surgery in tact and was on the road to recovery before I was flying home, it was a stressful

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by Cory Nickerson, LRA Broker Associate 

Sometimes the urge to clean hits us spontaneously!  Now that the kids are back to school, you may be facing some major post-summer clean up efforts, we thought we would share this infographic on how to cut through the grease and get your house spic 'n span with ingredients and products you probably already have at home.  

Check out this infographic for nine, easy-to-make homemade cleaners you can make yourself plus more ideas on DIY clean up ideas! Hint: vinegar seems to be a very common ingredient! Scroll to the end to see more links. 

Homemade

Thank you to The Pressure Coach, a professional pressure washing & decorative concrete business, who has been servicing home in the USA for over 5 years, who

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By Lisa Hall, Independent Interior Decorator 

Wooden floors have always been on the trend list of interior designing and home makeovers. They are not only attractive but gives a classy touch to the whole house. They are easy to clean and can be maintained easily. Over the years wooden floors have had competition, but have managed to remain amongst market with trends appealing to everyone. One needs to consider at least three components with regards to wooden floors: color, texture and finishing. Each of these trends change from time to time but here are the latest.

1. Trends in Color - Colors can make your wooden floors look cheap or extravagant. They define the room and space. Bright colors can make your house have a lively and royal look whereas

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by Robert Kelly, LRA Owner & Managing Broker

I don't mean to sound repetitive but in our seasonal outlook here, Louisville remains a hot seller's market, with very little inventory on hand for eager buyers. As the table below shows, the median list price increased from $699,000 in May 2018 to a whopping $739,000 in early August. Louisville's inventory increased a little as the spring months transitioned to summer, and currently sits at 55 homes, which is actually a decent increase from 43 homes in May. "Days on Market" (DOM) has remained stable at 60 days in early August, which includes time to close. However, a big move this summer has been that 45% of sellers were offering price reductions as of early August, up from 28% in early May 2018, and way

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By Cory Nickerson, LRA Associate Broker

Home buyers who are looking to live in HOA communities typically focus on two questions: 1) what are my HOA fees going to be? and 2) what is included in my HOA fees?  Of course those are important pieces of information, but I wanted to write this week’s blog about the other important factors that HOA home buyers should tune into before they waive their HOA contingencies and move forward a home purchase.  Follow these five steps below and you will go into your HOA membership with eyes wide open, thus limiting the number of unpleasant surprises you may encounter after you move in!

In Colorado, home buyers are entitled to ask for time to review any available documents to understand the background of an HOA.

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by Cory Nickerson, LRA Associate Broker 

No surprise...I meet a lot of home buyers.  When we get to talking about how they will be financing their new home, which usually involves a mortgage, many folks feel fairly well versed on the home buying process. However, I notice there are usually still quite a few gaps in their knowledge about what to expect when financing a home.

I thought I would write up a blog this week addressing some things you may not know about your lender (or potential lender).  I've noticed that a lot of home buyers don't learn these facts until they are far down the path of applying for their mortgage or even after they close. I would like to help you avoid any unpleasant surprises! 

    1. Your mortgage company will probably
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by Will Sanford, Interior Design Writer 

Moving into your first apartment will be one of the most exciting changes in your life. You’ll be able to experience all the thrills of living alone, an experience that will help you become a more responsible, independent individual. However, although this will be a thrilling, life-changing experience, it will also bring certain challenges that may make this period stressful and exhausting. Thus, it’s important that you know some of the dos and don’ts of moving into your first apartment.

Do Take Your Time

Moving away from home and into your new apartment is a major step, so you shouldn’t rush it. You should take some time to research your options and find an apartment that will meet your needs. Make sure

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by Shiv Nanda, MoneyTap

Whether you plan to sell your house or continue living in it, investing in a few basic renovations and improvements is important. Not only does this make your home more comfortable to live in, but also has a positive effect on the current value when you’re start looking for buyers!

Think of these 5 upgrades to boost your home’s value:

1. Kitchen Re-Styling – Making improvements to the kitchen is one of the best ways to increase property value, so make this area a priority. Modular kitchens are both practical and attractive, making them the most popular choice for any home. Invest in fresh paint, tiles and backsplashes, new fixtures and appliances, and inexpensive luxuries such as water heaters and purifiers.

2.

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